Call center mortgage projectsemplois
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I am seeking to hire someone who has high proficiency in Chinese Language. In order to translate the following blog posts and put up on Baidu. What I am looking for in potential client: 1) Good Grasp On Chinese 2) Knows SEO and how it affects ranking 3) Writing Skills 4) Do Revisions If Needs Call For It 5) Process Feedback To Improve The Work And Craft Link To Blogs: 1) 2) 3) 4) 5) 6)
I am seeking an expert in text automation to implement a so...automation to implement a solution for my coaching business. It's crucial for the program to be able to send automated messages and respond to certain keywords. Additionally, messages should be personalized based on specific client information and respond to Frequently Asked Questions about my business. I receive 5-30 texts per day. I also need a system implemented that sends a text for every phone call that I receive. The initial text for every new phone number inquiring about my services should direct them to my website. I also need a chatbot for my website, if clients need to ask specific questions about my services. Your responsibilities will include: - Developing a Chatbot system for SMS, WhatsApp, and website...
Hello! I am searching for a seasoned designer who would help reimagine the design of a jury service notification. The aim of this tool is primarily to inform potential jurors about their respective duties. The main fo...modern and clean look, lean towards a more traditional and formal style, or value an artistic and creative approach, I would love to hear from you. Your specific style is less important to me than your ability to effectively communicate information and prompt a response through your design. The ideal candidate will have previous experience in designing notifications or communications with a clear call-to-action. Please highlight your experience in this area and any relevant work samples when sending your proposal. Looking forward to creating a successful design...
...needs to be identified by its campsite number, offering clarity and ease of use for new and returning visitors. - Recreational Areas: Our campground is much more than just cottage & camping spots. It's essential to highlight our recreational facilities (some are under construction in 2024) as well, creating a robust representation of our campground's full offerings. - Amenities: We need to call attention to all the new features being built: pool, dog park and pickleball court should be clearly represented on the map this map will not be to scale as we would like to feature the amenities over the sites. Roads should be wide enough to read the street name. An ideal candidate for this project would be adept at graphic design and have a knack for creating clear...
Upgrading Angular Admin projects from v8 to v17
Looking for a telemarketer who will be making calls to the USA residential or businesses and would be offering savings on their electricity bill without changing their local energy company. No selling, no card details capturing, they don't have to buy anything or they don't have to change their existing utility company. Looking for agents who have experience in cold-calling clients in the state of New York, within 5-boroughs, Queens, Brooklyn, Manhattan, etc. (must have leads and A dialer). Any one who can produce good results on this project are most welcome. I need immediate start up and expecting good no of leads per day. If you have any kind of telemarketing experience and can communicate with USA people then can generate at least 10 accounts per day because we are not sel...
We are looking for an engineer proficient with Raspberry Pi, as we are in need of developing a VoIP PBX system on a Raspberry Pi 3 Model B+ . The end goal includes the integration of specific features into the system such as: - Call Recording - Voicemail to Email - Conference Bridging - Additional bespoke features Your expertise should include not only Raspberry Pi but also Asterisk and RASPBX/FreePBX. We are aiming for a robust, stable, and user-friendly system with custom features tailored primarily to business needs. The successful contractor will be required to develop the system on his own Raspberry Pi and submit an IMG file for loading onto other Raspberry Pis. The successful contractor will be working with our software developers so bids from individual contractors only w...
...three years of experience. Prompt potential customers to subscribe using the provided phone number: 696466452. Elements to include: The Netflix logo with a subtle local adaptation. A color palette that includes red, black, and yellow for the stars. A catchy headline at the top of the flyer: "Get Your Netflix Cameroon Subscriptions". The offer details and price should be visible and striking. A call to action for booking, with the phone number in large print. A closing statement that emphasizes our leading position in the Cameroonian streaming market. Format and specifications: Vertical flyer (540px by 960px). High resolution for both print and online sharing. Text in French, without errors and grammatically correct. Final deliverables in .PSD and .JPEG formats. Freela...
Estamos en búsqueda de personas comprometidas y con experiencia en venta de planes móviles, Internet, TV y Telefonía para formar parte de nuestro equipo de trabajo remoto. Si buscas complementar tus ingresos o trabajar desde la comodidad de tu hogar, esta es una gran oportunidad para ti. Requisitos excluyentes: Computadora Auriculares Conexión a Internet Beneficios: Trabajo desde casa en modalidad remota Turno de 4 horas de lunes a viernes TURNO MAÑANA 5AM a 9AM TURNO MEDIA MAÑANA 9AM a 13PM TURNO TARDE 12AM a 16PM Atractivas comisiones pagadas en Euros. Sin Base Acceso a capacitaciones sobre Telefonia, productos, manejo de herramientas y proceso de ventas Si eres una persona comprometida, responsable y con actitud ganadora, postúlat...
Seeking an adept IoT/Robotics specialist to support in the estimation and crafting of proposals for upcoming projects. Key Responsibilities: - Deliver precise estimations of project requirements including hours and necessary resources/roles. - Develop comprehensive proposals that reflect a deep understanding of the subject matter. Compensation: - Compensation provided for time invested in research and writing, up to 1-2 hours per estimation/proposal, contingent upon the quality of the output. We expect to give you 3-4 such RFPs to respond to each week and expect prompt responses within one business day for each submission. We are specifically looking for individuals with proficiency across a range of domains including but not limited to: - Embedded Systems Programming - Firmware...
I require assistance with saving my parents' family home in Ireland, through a series of unfortunate occurances I am left in a very bad, life altering situation. I am caught up with the mortgage payments currently, but it's a significant financial burden that I've undertaken and I’m struggling to cope and continue on, I intend to raise $190,000 via crowdfunding if people would be willing to help me. Perhaps negotiate with the crowdfunder expert a percentage of the funds raised. Proof of the debt etc is available. The funds will be fully directed to quickly settle the mortgage sum. Ideal backers for this endeavor are: - Individuals with experience in successful crowdfunding campaigns, especially property-related. - Those with a heart for family and empa...
...dedicated solo entrepreneur and software engineer with 10 year of experience, our platform empowers clients to generate meetings with new leads by harnessing open job data as a unique buying signal. We're geared towards revolutionizing how B2B SaaS companies in Europe connect with their potential clients. ? What You'll Do: - Identify and reach out to potential leads (for example: LinkedIn, email, cold call etc…) crafting personalized messages that resonate. - Maintain meticulous records of outreach efforts in Google Sheets for strategy analysis and improvement. - Engage in continuous learning and adjustment of strategies based on weekly performance reviews alongside the founder. - Play a crucial role in our sales pipeline, from lead generation and qualification...
I need a proficient video editor who holds expertise in handling a variety of video projects. Your primary task would be to edit corporate videos, event videos, and social media videos, specifically for B2B clients in the hospitality industry. The expected duration of the videos that need editing is about 1-5 minutes. • Skills & Experience Required: - Proficiency in advanced video editing skills, including color grading, audio enhancements, and special effects. - Experience with corporate, social media, and event video editing. - Should have a keen eye for detail and a creative mindset. Your role will be crucial in enhancing our video content and making it more engaging for our audience. If you enjoy creative freedom and working with diverse video genres, this project is...
...exclusive offers or discounts for first-time clients to incentivize action. Call-to-Action: Clearly state the next steps and encourage recipients to inquire, request a quote, or schedule a consultation. Contact Information: Provide multiple contact options for easy communication, including phone, email, and website. Visual Appeal: Incorporate visually appealing elements such as high-quality images of our fleet, testimonials, and branded graphics to enhance engagement. Mobile Optimization: Ensure that emails are optimized for mobile devices to accommodate recipients who access their emails on smartphones and tablets. A/B Testing: Experiment with different email variations, including subject lines, content formats, and call-to-action buttons, to identify the most e...
Hello! My name is Elena. I work for consulting agency Markswebb and looking for someone who will help us i...Our new project is related to a study of banking services in the UAE, and we are looking for respondents to conduct interviews. During the interview, we would like to learn about your experience of using mobile banking in the UAE, talk about your impressions and habits, without touching on details about your finances or any confidential information. The interview will be in the format of a Zoom call or Google Meet, lasting up to 1.5 hour Markswebb is consulting agency that has more than 12 years of experience in digital research. We conducted researches for clients in Russia, Europe, Asia and CIS. You can learn more about agency’s work by following the link
I'm seeking a talented designer with a knack for modern styled logos. We have a car appraisal and service company and we need to design a logo for it Our company is a CAR SERVİCE COMPANY the business name is PAMUKKALE (Service center and auto expertise) you can see PAMUKKALE in the files and maybe you can use in the logo design along with the cars Requirements: - modern logo design - Dark and Lights logo files - Colors will be: RED, WHITE and YELLOW We have attached some of the logos we like Please share your portfolio of prior work in modern logo design when bidding. Looking forward to your innovative designs.
CLARIFICATION - The exact servic...provide optimum varieties of communication such as making and receiving phone calls as well as sending SMS notifications. The specific functionalities requested are: - Automated call logging: To organize and monitor all the calls - made and received - SMS notifications for leads: To ensure swift follow-ups and never miss an opportunity. - Click-to-call functionality: For more efficient processes and instant communications. The ideal candidate will have extensive experience in integrating Twilio and CRM systems, with a thorough understanding of APIs, code, and data flow. Proven experience in similar projects is highly desirable. The goal is to ease communication and elevate the entire lead handling and customer interaction mechani...
...what remains It’s in our power And it won’t fade til we grasp the reigns The man on the skyscraper gets furious. He orders the sniper to shoot more, but the heroine spots him and shoots him down. There will be a day Truth will guide the way It could be too late We can’t hesitate The heroine climbs up the building to the man in the suit and overthrows him and takes his remote away. When our demons call Other takes the fall As she stands in the spot where the man in the suits once stood, people applaud her and recognize her as the new leader. All of the sudden her eyes turn red and she presses the button. The cycle continues. We crave more demands We crave more demands - - - - - Attachements - --- -- I have attached the main video of 4 mins, and our main charac...
FLG is looking for a Brisbane-based Junior editor to work with us on the creation of our Reform Pilates and Arena WO videos on an ongoing basis. The first contract will be a little more than 3 months. There is an opportunity for the right person to work with us on an ongoing basis, as these projects are being made every quarter. Some more info about these projects: These videos are played during classes in our gyms and are long-templated projects up to 50 min long. Arena: 4 weeks per quarter. Each week has 6 WOs, each WO has a main video and shorter 2 loops or variations. Approx 160 hours of editing time per quarter. - 72 videos in total. Reform: 6 main 45-minute videos and 19 videos made of 2 halves from the main 6 videos. Approx 110 hours of editing time per quar...
I'm on the lookout for a creative space designer who can help me transform the center of a silo into a whiskey and wine room. I want to create an ambiance that has a distinct speakeasy feel to it. The space to work with is under 100 square feet, but I need the design to utilize every inch seamlessly. Preferred skills and experience: - Proven track record in small space design - Appreciation and understanding of speakeasy-inspired aesthetics - Basic knowledge of whiskey and wine storage conditions. More whiskey than wine. Tasks involved: - Initial concept creation - Detailed space planning and design - Selection of appropriate furnishings and decorations - Lighting plan to highlight the ambiance If you are passionate about creating innovative design in m...
...TechPreneurCon. Goal: Increase subscriber engagement by 25% and foster a positive first impression, leading to higher open rates and initial conversions. Strategy: Personalization: Utilize subscriber data to personalize the welcome message, suggesting they attend TechPreneur Conference. Value Proposition: Clearly articulate the unique benefits users will gain by attending TechPreneur Conference. Call to Action (CTA): Encourage new subscribers to take the next step and purchase a ticket to TechPreneur Conference. Engagement Campaign Purpose: To maintain and deepen the relationship with existing subscribers by delivering targeted and valuable content that resonates with their interests and needs. Goal: Enhance subscriber retention by 30% and increase click-through rates by 20% t...
I am looking for a long term editor position for coming projects for my agency. - I am building a short format agency that edits videos for various trainers, companies and podcasts. - The videos are up to 60 seconds long and I expect you to edit subtitles, b-roll, stock footage, dynamic motion/graphics and generally make the video entertaining and very engaging. - I'm looking for someone who can work as a part time editor for the next 6-12 months, with the possibility of a steady raise as the agency grows. - You will be paid 10 USD for every video edited. - The process is very simple. - All videos are cut by me -> you get the raw footage, edit it and upload the edited videos in a separate folder. I expect a simple thumbnail that fits 1:1 on the Instagram feed. All videos sh...
I'm in need of an expert to submit a Subject Access Request (SAR) with Vodafone. The aim of this request is to retrieve all the data they have stored about my account. • Key Information: I require thorough retrieval, including call records, SMS records, and Internet usage data. • Time Frame: The data must encompass the last 3 months. • Essential Skills: Familiarity with European telecom regulations, experience with SARs, and the ability to effectively communicate with telecom entities. Please only bid if you are confident about detailing and extracting this specific information effectively and within a reasonable time frame.
Hırslı ve motivasyonu yüksek Call Center personeli arıyoruz. Bahis sektöründe yüksek kazançlar elde etme fırsatı yakalayacaksınız. İdeal Aday Profili: Güçlü iletişim becerileri ve yazılı anlatım yeteneği. Problemleri çözme konusunda yetenekli ve anlayışlı. Bilgisayar ve internet kullanımında yetkin. Sektör tecrübesi şart değidir. cutt .ly / CVGonder (Aralardaki boşlukları silerek linke gidebilir ve başvurunuzu yapabilirsiniz) Çalışma Şartları: Yüksek bonuslar Tam zamanlı çalışma. Uzaktan çalışma olanağı.
I'm seeking a skilled virtual assistant to help me streamline several aspects of my business operations. The range of tasks include: - Cold call lead generation: Proven experience in effective lead generation is a must. - Email management: This involves sorting, responding and categorising incoming mails to ensure smooth communication. - Social media management: I require support with Facebook, Instagram, LinkedIn, and TikTok. You should have a keen understanding of these platforms, with the ability to engage the audience and maintain an active presence. - Bookkeeping: Keeping track of finances and maintaining accurate records. In addition to the tasks above, the ideal candidate would also provide content creation support, including: - Creating social media graphics: Knowl...
I require a logo designer who can bring my brand's identity to life. The design needs to be bold and brimming with color. This is not just a logo creation task; it's an invitation to help shape the face of my brand. The company is called Wally’s healing tails Inc and we are an animal therapy center that’s use animals to provide our clients with threapy. Key Details: - Purpose: To be used primarily for brand identity - Aesthetic: Bold and vivid - Elements: Incorporation of animal figures like horses, dogs, etc. Ideal Skills and Experience: - Experience in creating bold, colorful illustrations - Expertise in incorporating specified elements (specifically animals) into aesthetically pleasing designs - Proven experience in designing brand ident...
...looking for a proficient developer to completely rebrand an existing "Real Online Casino" into a Roblox-themed casino. This will require graphic designing and programming capabilities. Your tasks will include: - Casino icon design: Although I have not decided on a specific modification, I am open to discussing unique design ideas. - Adapting the currency system to the Roblox model: This will call for knowledge in coding and understanding of the Roblox economy system. - Color changes: This will necessitate exceptional aesthetic skills as the colors should align with the Roblox theme. - Installation and execution of the new design. Ideal candidates should have: - Proficiency in coding and graphic design - A strong portfolio of past work. Make sure to include this i...
...Constructing informative articles on the mortgage application process, helping buyers understand what to expect, how to prepare, and key terms they'll encounter. - Developing content that explains home buying terminologies, ensuring that first-time buyers are not lost in translation during the home buying journey. - Offering expert advice and tips on choosing a first home, including factors to consider, common mistakes to avoid, and how to identify potential red flags. The ideal candidate for this project will have a strong background in real estate and a knack for translating complex concepts into engaging, shareable content that resonates with first-time buyers. A keen understanding of the home buying process is essential, as is in-depth knowledge of mortgage appli...
Need a web designer using figma or similar tool. The first thing we need to is have 2 paid one paid and unpaid where I outline the project scope, in short : We want to create a tool similar to an ingredient and nutrient calculator/recipes creator on (you have to login and sign ...Designers with a portfolio of web apps that use sleep PWA or web app style UI will be preferred. I'll look at your portfolio and whatever looks most similar pleasing, sleek modern aesthetic that I'm going for and that is a GREAT communicator able to get on a meeting with crystal clear quality and throw ideas around. This person will be preferred and then sorted by price. Again ability to get on a call with crystal clear quality and think on your feet to brainstorm ideas is a must. Thanks ...
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Looking for a telemarketer who will be making calls to the USA residential or businesses and would be offering savings on their electricity bill without changing their local energy company. No selling, no card details capturing, they don't have to buy anything or they don't have to change their existing utility company. Looking for agents who have experience in cold-calling clients in the state of New York, within 5-boroughs, Queens, Brooklyn, Manhattan, etc. (must have leads and A dialer). Any one who can produce good results on this project are most welcome. I need immediate start up and expecting good no of leads per day. If you have any kind of telemarketing experience and can communicate with USA people then can generate at least 10 accounts per day because we are not sel...
Looking for a telemarketer who will be making calls to the USA residential or businesses and would be offering Satellite TV, Cable TV, Internet or Phone services installed in their homes. Everyone in the U.S.A. wants and needs these services. They can't live without it. Looking for agents who have experience in cold-calling clients in the USA (must have leads and a dialer). Any one who can produce good results on this project are most welcome whether you will focus on social media marketing or telemarketing. I need immediate start up and expecting good number of customers per day. If you have any kind of telemarketing experience and can communicate with USA people that can generate at least 10 customers per day. A suggested script will be provided. If you already have experience in...
I'm seeking a skilled individual to create a door wrap for a large-sized electrical equipment split between 4 panels, specifical... Other Key Notes: - All grouped lighting and switches have 100mm vertical spacing and 70mm horizontal spacing. - The light and keys are 30mm in diameter, so the writing will need adequate spacing above. - The larger lights that have “LV MAIN SWITCH” and “OUTGOING” are 45mm in diameter, so the writing will need adequate spacing. - The rectangles that have “AM1” “ AM2” etc if you could make a center cross for these and also make a light box that is 90mm x 45mm. - The handle that have “ISOLATOR” leave this off and we will make to suit once the door handle is in place. Please reach out if y...
I am seeking a talented developer proficient in Java and data structures to merge JSON responses from various sources. This project aims to aggregate data originating from diverse broadsides into a single, simplified data response. the JSON response is coming from one API but we are not sure what will be the response and we need to make multiple calls to this API. for example we make three API call the response will be same JSON and we need to merge those three responses we need to make this generic since we are not sure what to get with the API response Key tasks, skills and experiences required include: - Merging JSON responses with a clear understanding of Java and simple data structures primarily. - Effectively use methods to retrieve JSON responses. - Aggregate the derived ...
I'm seeking an experienced telemarketer with excellent communication skills to cold call individuals for a targeted campaign. The campaign’s focus is on promoting a dance fitness activity and dances classes for kids. Your responsibility will primarily involve: - Developing appropriate scripts to engage potential customers - Making high-quality cold calls to the target list of individuals - Proficiently pitching our consumer goods - Effectively guiding potential customers toward a purchase The ideal freelancer for this task should have: - Experience in telemarketing, particularly cold calling - Ability to engage individuals positively over the phone - Proven sales record in consumer goods - Resilience and persistence - Highly organized, tracking all calls and their ...
I urgently need an experienced professional who will aid in the immediate placement of my hotel on Google Maps. The hotel is located in the city center, and your responsibilities will involve accurate pinpointing of its location to ensure maximum visibility and ease of access for our guests. - Proficiency in Google My Business and SEO is a plus - Experience with local search factors and location-based marketing - Previous work with hotels or similar establishments preferable Completion of the task as soon as possible is paramount. Let's make my hotel easier to discover, and drive customer engagement right away.
Aiming to accumulate funds to settle a $190,000 mortgage (gbp£154,000) through a death and series of events, impending on my beloved parents' house. I’m struggling to cope and continue and as last resort I'm in need of a well-versed crowdfunding expert. Depending on our initial success, we might consider making this an ongoing project. Ideal Candidate: - Adept in crowdfunding mechanics, preferably with experience in personal debt campaigns. - Familiar with the best platforms and practices for maximum engagement and donation generation. - Visionary thinker to provide strategies on sustaining possible long-term campaigns. Your ultimate goal would be to help me put an end to my parents' mortgage anxieties through a successful crowdfunding campaign. ...
As the owner of a SaaS application, ServiceBox, I'm looking to automate certain processes. Notably, the login and authentication process, as well as creating work orders. Hence, I need an expert in Power Automate Desktop to help set this up. The overall flow is as follows: 1. have a power automate webhook that has json parmeters 2. Call the powerautomate desktop flow in the robotic process automation 3. return a success value and details of the work order once created. Here's what you need to know: - The operations to automate are: 1. Login and authentication 2. Creating work orders - The parameters to pass into the workflow are: 1. Customer details 2. Work order description 3. Information about the job site 4. Person assigned to the task For this, you ...
I'm looking for an experienced VFX artist to add a special element in the background of my project. Specifically, it involves the following: - Incorporation of a moving train in the background. While this element should not be the center of focus, it needs to be somewhat noticeable to the viewers. Ideally, professionals with significant experience in creating and overlaying elements in videos should apply. Mastery with particle effects can be benefitial for achieving the desired out-of-focus effect for the train.
I'm seeking a proficient Excel expert to combine and simplify my existing Excel spreadsheets. Your main task will be: Do you think you could create a tab, call it AMC priority exercises, and consolidate the JEP & OCE tab into 1 timeline? - Consolidating spreadsheets into one, focusing on data entry and organization. For an ideal candidate: - Proficiency in Excel data manipulation and optimization is necessary. - Familiarity with event planning would be a plus. Main objectives: - Simplify data entry and make it less time-consuming. - Arrange the data by rows for easy navigation and understanding. - The data mainly consists of date or time-based data for numerous organizational events. With your help, I aim to streamline my event planning process by having a more organiz...
...TechPreneurCon. Goal: Increase subscriber engagement by 25% and foster a positive first impression, leading to higher open rates and initial conversions. Strategy: Personalization: Utilize subscriber data to personalize the welcome message, suggesting they attend TechPreneur Conference. Value Proposition: Clearly articulate the unique benefits users will gain by attending TechPreneur Conference. Call to Action (CTA): Encourage new subscribers to take the next step and purchase a ticket to TechPreneur Conference. Engagement Campaign Purpose: To maintain and deepen the relationship with existing subscribers by delivering targeted and valuable content that resonates with their interests and needs. Goal: Enhance subscriber retention by 30% and increase click-through rates ...
...the smart contract can check and allow the node to connect to the network. - 2nd: Each node gets its own smart contract to track uptime. This could be done via random ping. Because every computer gets its own node, there will be the need of a sidechain or similar to ensure the scalability. Because we are developing an App at the moment, the chain should have API exposure like flask f.e. So we can call and trigger everything from there. Coins/ cryptocurrency: - Coins will be divisible to accommodate splitting, have adjustable fees to incentivize transactions, and a capped max amount to maintain scarcity. Therefore, rewards will decrease periodically after a certain step/ amount of coins were generated. Nodes: - Periodic broadcast for node discovery - Custom messaging protocol f...
...consolidated table. Use this table to create a new Confluence page via a JSON call to the Confluence API. 5. **Testing**: Ensure the solution is fully tested on Confluence Cloud, noting that the final deployment will be on Confluence Data Center. ### Key Requirements: - **Experience**: Proven track record with JavaScript or Python, particularly with API interactions and data manipulation. - **Confluence API Knowledge**: Familiarity with Confluence's API, especially with creating and modifying pages. - **Data Parsing Skills**: Ability to efficiently parse and manipulate table data extracted from JSON. - **Testing Commitment**: Willingness to thoroughly test the solution, with a clear plan for both cloud and data center environments. ### Deli...
I'm looking for a proficient Google Sheets specialist to refine an existing sheet. Even though specifics haven't been pinpointed yet, possibilities include enhancing formatting, data validation, and automating calculations. Your role: * Revamp and eleva...calculations. Your role: * Revamp and elevate an existing Google Sheet * Make it more user-friendly and efficient Essential Skills: * Extensive Google Sheets expertise * Experience in sheet automation and formatting improvements In your application, please address the following: * Your experience with Google Sheets and enhancing its efficiency * Past projects where you performed similar tasks Please note that your experience should take center stage in the application as that's the backbone of accompli...
I am seeking an expert who can reverse engineer an APK file. the main idea is to know how to call the API from Postman as the API request has signature and the response is encrypted. the signature and the decryption happen inside the APK APK Link: This APK is coded in Java and your primary task will be to decipher the APK's code structure for a comprehensive understanding. Note that documentation is not required after reverse engineering. Experience in Java and advanced reverse engineering techniques are primary skills that you should possess. Good communication will be an important advantage because I might need to understand complex operations during the process. Thanks for considering this project.
As a Spanish learner, I am actively seeking an expert native teacher from Spain who is armed with 3-5 years of teaching experience. My ideal tutor will structure two lessons per week for me, according to my flexible timings. I’ve chosen online classes via video call for this academic journey. Each class must be engaging and designed to help me improve in the following areas: • Vocabulary Building: help me use words in conversations. • Pronunciation: Develop my accent, intonation and speech quality to sound native-like. • Reading Comprehension: Enhance reading abilities to comprehend the text better. To ensure efficiency, I would like the teacher to combine a structured curriculum with customized lesson plans. Tailor the lessons according to my progress, rein...
...It is structured into four main parts: Data-preprocessing: This section emphasizes understanding the impact of borrower income on credit risk, analyzing income trends over time by state, and identifying growth rates. The qualitative discussion on income's role sets the stage for quantitative analysis, including data description, time series plotting, and the integration of these insights into mortgage data. PD Modelling: Two models are developed to estimate the probability of default (PD) — a basic model using FICO scores and loan-to-value (LTV) ratios, and an enhanced model incorporating state-level income growth. This step involves calculating PDs, visualizing trends over time, and comparing the accuracy of both models to assess the added value of including economi...
