Develop an Android & IOS Mobile App With Admin Panel - UI Design Will be Provided

User App Modules (IOS & Android): =========================== 1 - Deposit/Withdraw Wallet Balance via Money Money Only (Deposit will be auto via API but Withdrawal will pending until manually approved and processed by admin) 2 - Send Wallet to Wallet Transfer via App Registered Phone Number or Scan QR code of Receiver to pay 3 - Request payment by using a user phone number of sharing your unique QR code to another user 4 - Generate voucher codes from wallet balance and claim voucher codes to fund balance 5 - Bill Payment like Electricity & Utility Bills (Utility services will be added from admin panel which will be pulled up in the App. Users will be required to enter utility bill contract number, bill number and amount to pay after they selecting the utility bill they wish to pay) 6 - KYC Module for verification by submitting ID, DL, etc and a Self photo ID for verification by admins 7 - Settings to update user profile, change PIN code (use for fast checkout) 8 - Push Notifications for each transaction so that even if App isn’t opened, user will get the notification 9 - Advert - Simply information panel for updating users on updates, promotions, etc. 10 - Ticket System - open new ticket, view status of tickets and respond to ticket updates 11 - Simply referral system for users to earn a fix commission (set by admin) per referred user Admin Panel Modules (Web Based) =========================== 1 - Dashboard to display summary of entire system activities 2 - User Management with voucher code management 3 - Deposit Management with option to manually add or deduct funds from a user wallet 4 - Withdrawal Management for verifying withdrawal request prior to approving and processing 5 - Bill Payment management for adding various bill providers, verifying paid bills, etc 6 - KYC Management for checking submitted user data for verification and approval manually 7 - Push Notification Management for sending notification to a single user, selected group of users or entire users 8 - Admin panel basic setting like App name, contact details, password update, etc. 9 - Ticket management buy support staffs 10 - Implement admin rules for different admins users in terms of privileges and access to modules. 11 - Transaction Fees management. That is, deposit and withdrawal fees (a specified %). User to user transfer is free.