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Sheets required: Overview (totals + simple lists) Monthly tabs (same format each month): - Date - Description - Money in - Money out - Type (loan in / true incoming / expense / repayment) Debts sheet: - Description - Total amount - Who owes (can be split between multiple people) - Amount per person - Paid/unpaid status (by person, and overall) - eg I might pay 100% of a debt to a creditor but still be owed 50% by another party Key requirements: Some “money in” entries are actually loans (not real income) and should be trackable as debts Need to distinguish between: • loans from family (debts owed) • real incomings (e.g. sale of assets) Overview page should show: • total real incomings to date • current debts outstanding • a simple list of who is owed money • a simple list of where money has come from Very minimal formulas No dashboards Must be very hard to break (safe to insert/delete rows) Keep everything simple and easy to maintain
Project ID: 40417225
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35 freelancers are bidding on average $91 AUD for this job

Hi There, Ready right now I'm ready to make Google Sheets simple tracker. I will show you sample for your satisfaction and project accuracy then we will go to start, so please contact me and share more details thanks. Check My Profile: https://www.freelancer.pk/u/WelcomeClient I would like to work on this project and can complete with 100% accuracy within the time frame. https://www.freelancer.pk/projects/excel/business-profit-loss-reporting-excel/reviews https://www.freelancer.pk/projects/data-entry/copy-listings-from-website-another/reviews Thanks, Umer
$30 AUD in 1 day
7.0
7.0

Hi there, I understand you need a simple, robust Google Sheets financial tracker that clearly separates real income from loans, tracks shared debts, and stays easy to maintain without complex dashboards or fragile formulas. I can build this in a clean, stable structure designed to avoid breakage when rows are added or edited. My approach is to use a structured tab system with protected formula zones and consistent data validation, keeping logic minimal and transparent. Monthly sheets will follow a uniform template so data entry stays consistent, while the Overview sheet will aggregate only essential summaries like real income, outstanding debts, and money sources using simple SUMIF-style logic. The Debts sheet will be designed to handle partial responsibility per person, including split amounts, repayment status tracking per individual, and overall debt resolution status without overcomplicating the model. Loans will be clearly separated from true income using a standardized “Type” field so reporting stays accurate. Deliverable will be a fully structured Google Sheet with clean tabs, protected logic areas, and a short guide explaining how to add entries safely and extend the system if needed. Do you want debts to auto-calculate repayments over time, or remain manually updated per person? I’m ready to build this immediately. Warm Regards, Aneesa.
$150 AUD in 1 day
6.5
6.5

Hello, I can build a simple, robust Excel workbook exactly as you described—clean, reliable, and hard to break. I’ll create: • Overview sheet – real income (excluding loans), total debts, who is owed, and money sources • Monthly tabs – consistent format with Date, Description, Money In/Out, Type (loan, income, expense, repayment) • Debts sheet – track total, split per person, and paid/unpaid status (including shared liabilities) The file will use minimal, clear formulas (SUMIFS, basic logic), structured tables for safe row insert/delete, and dropdowns to avoid errors. No dashboards—just simple, easy-to-maintain tracking. You’ll receive a clean, user-friendly workbook plus brief usage notes. Quick check: should loans be fully excluded from income totals on the Overview? Best Regards, Ayaz Akhtar
$120 AUD in 1 day
6.4
6.4

⭐⭐⭐⭐⭐ Create an Organized Financial Tracking System for You ❇️ Hi My Friend, I hope you are doing well. I reviewed your project requirements and see you are looking for a financial tracking solution. You don’t need to look any further; Zohaib is here to help you! My team has successfully completed 50+ similar projects for financial tracking systems. I will create a simple and efficient setup for your monthly tabs, debts, and overview sheets to meet all your needs. ➡️ Why Me? I can easily create your financial tracking system as I have 5 years of experience in data management and spreadsheet solutions. My expertise includes creating organized data layouts, implementing formulas, and ensuring user-friendly designs. I also have a strong grip on other relevant tools, making sure your project runs smoothly. ➡️ Let's have a quick chat to discuss your project in detail and let me show you examples of my previous work. Looking forward to discussing this with you in chat. ➡️ Skills & Experience: ✅ Data Entry ✅ Spreadsheet Design ✅ Financial Analysis ✅ Formula Implementation ✅ Data Organization ✅ Budget Tracking ✅ Debt Management ✅ Simple Reporting ✅ User-Friendly Interfaces ✅ Data Validation ✅ Error Checking ✅ Monthly Reporting Waiting for your response! Best Regards, Zohaib
$150 AUD in 2 days
5.7
5.7

Hello, I can create a clean and simple Excel/Google Sheets system with overview, monthly tabs, and a detailed debts tracker exactly as you described. I’ll keep formulas minimal, structure it so it’s hard to break (safe for adding/removing rows), and clearly separate real income, loans, and expenses for easy tracking. I can start right away and deliver a user-friendly, reliable sheet.
$145 AUD in 1 day
4.2
4.2

Hi there, I understand you need a clean, robust Google Sheets structure to track monthly cash flow, distinguish real income from loans, and maintain a clear, low-maintenance debt tracking system that remains stable even with frequent manual updates. My approach will begin with designing a simple, sheet-based architecture that separates raw inputs from summaries to prevent formula breakage. Each monthly tab will follow a consistent structure (date, description, money in, money out, and transaction type), with controlled dropdown validation for categorisation to ensure consistency in classification such as “loan in”, “true income”, “expense”, and “repayment”. The debts sheet will be structured to track total obligations per debt, split amounts per person, and individual payment status while still allowing aggregation at both person and total levels. I will ensure the logic cleanly separates “loan inflows” from “true income” so reporting remains accurate. The overview sheet will be intentionally minimal, focusing only on high-level summaries such as total true income, outstanding debts, and simple readable lists of who is owed and where funds originated, using stable formulas that do not rely on fragile cross-sheet dependencies. QUESTION: Do you want this built as a template you can reuse every year, or a single working file for the current period only? Let’s get started and build a system that stays reliable even with heavy manual use. Regards, Shehwani.
$75 AUD in 1 day
4.0
4.0

As a highly skilled Data Entry expert with extensive experience specifically in Google Sheets, I believe that I would be the perfect fit for your project. From focusing on numeric and text-based data entry to utilizing functions, formulas, timelines, formatting, pivot tables, and more, I have profound knowledge and expertise in managing complex spreadsheet like the one you are looking for. Rest assured that no matter how intricate or extensive your financial tracking requirements are, I will ensure that everything is implemented clearly and efficiently. Moreover, my dedication to safe implementation aligns closely with your project's need to create a "safe to insert/delete rows" environment. This means that not only will your data remain secure without being compromised by accidental deletions or additions of rows but also convenient for you to work on in the future. Lastly, beyond technical skills, my commitment to providing top-quality service with fastidious attention to detail and meeting tight deadlines has garnered me a glowing reputation from previous clients. With my background in office services and administrative tasks combined with my strong command over Google Sheets' vast capabilities, working together we can ensure that your tracker is not just efficient and accurate but also simple and easy to maintain - meaning not reliant on unnecessary formulas or dashboards. Let me bring my skills to bear on your project to deliver exemplary results.
$140 AUD in 1 day
4.1
4.1

Hi, To create a comprehensive financial tracking sheet, I'll develop an Excel workbook that meets your specifications. This will include: - Overview sheet with totals and simple lists - Monthly tabs for tracking income and expenses - Debts sheet with detailed tracking of loans and repayments I'll use Excel's basic formulas to ensure everything is easy to maintain and hard to break. Ready to start once you provide any additional details or preferences. Thanks!
$130 AUD in 2 days
4.5
4.5

Hi there, I can design a clean, reliable, and easy-to-maintain spreadsheet system tailored exactly to your requirements. The structure will include a simple Overview sheet for totals and summaries, consistent monthly tabs for tracking transactions, and a dedicated Debts sheet to clearly manage shared liabilities and repayments. I will ensure clear separation between real income and loan-based entries, so your financial position is always accurate. The debt tracking system will allow partial ownership, individual repayment status, and full visibility of outstanding balances. The file will use minimal, robust formulas to reduce risk of errors and will be structured in a way that remains stable even when rows are added or removed. No unnecessary dashboards or complexity—just a practical, professional solution that is easy to use, update, and trust for long-term financial tracking.
$50 AUD in 2 days
3.4
3.4

I can create a clean, highly structured Google Sheets system tailored exactly to your needs, focusing on simplicity, accuracy, and long-term reliability rather than overcomplicated formulas or dashboards. I understand the importance of clearly separating true income from loan-based “money in,” and ensuring debts are tracked properly—even in scenarios where payments are split across multiple people or partially reimbursed. I’ll design consistent monthly tabs that are easy to use and safe for adding or removing rows, along with a dedicated debts sheet that clearly shows per-person breakdowns and payment status without confusion. The overview sheet will present only the key insights you need—total real income, outstanding debts, who owes money, and sources of funds—using minimal, stable formulas to avoid errors. My approach prioritizes clarity, logical structure, and ease of maintenance so you can confidently manage your finances without the sheet becoming fragile or difficult to use over time.
$120 AUD in 1 day
3.2
3.2

At FinxisAI, we are driven by the goal of empowering individuals and businesses to upgrade their financial operations using cutting-edge technology. With vast expertise in accounting and data management, we fully comprehend the significance of your project and the need for meticulousness in executing it without complicating matters with excessive formulas or dashboards. Our AI-powered financial services platform will answer your Google Sheets needs to the tee. We will provide you with a highly secure system that ensures rows can be easily inserted/deleted without any trouble or loss of data. Moreover, our profound competency in data entry and management will make sure that your Overview page accurately showcases essential metrics such as total real incomings, current debts outstanding and comprehensible lists of both receivables and payables. For your specific requirement of distinguishing between loans from family vs real incomings, FinxisAI has just the solution. We will create a structure that not only tracks “money-in” entries as loans but also segments them separately for accurate information about all debts at any given time. Through our system, you will gain real-time visibility into every facet of your finances. Your project is safe hands with us as we deliver more than just convenience; our platform provides you with financial clarity to facilitate stronger decision-making every step of the way.
$50 AUD in 7 days
2.9
2.9

As an accomplished professional with an extensive accounting background, I'm incredibly proficient and experienced in leveraging data using Google Sheets, making me the ideal fit for your project. Over the years, I've completed similar tracks which makes me aware of the minutia involved in developing spreadsheets like yours.
$60 AUD in 2 days
3.4
3.4

Hi, I can build a clean and simple Google Sheets / Excel debt tracker exactly in this structure. I will keep it very practical: monthly tabs with the same format, an Overview sheet showing real income, loan-based money in, current outstanding debts, who is owed money, and where funds came from. The Debts sheet will track both creditor payments and split responsibility between people, so it can show cases where one person paid 100% but another party still owes their share. My approach will be: Use simple tables, clear columns, and minimal formulas Separate real income from loans/family debts Make rows safe to insert/delete by using structured ranges where possible Keep the Overview simple, not dashboard-heavy Add basic dropdowns for Type and Paid/Unpaid status to reduce mistakes I can deliver a clean template with brief instructions so you can maintain it easily without needing advanced spreadsheet knowledge.
$80 AUD in 1 day
2.4
2.4

With over 8 years of experience in accounting and bookkeeping, I have mastered the art of simplicity and efficiency. My aim is to create solutions tailored specifically to your needs, making your financial management a breeze. Understanding your requirement for minimal formulas and hard-to-break sheets, Consolidated Finance will ensure your Google Sheets tracker is robust, flexible, and dependable. Moreover, being adept at using various bookkeeping software including Zoho Books, QuickBooks, Tally, Xero, Wave as well as proficiency in MS Excel functions like Power query and Vlookup enhances my ability to streamline your accounts efficiently. Committed to ensuring our sheets are easy to maintain and offering top-notch client support post-completion sets me apart in this field. Let me take that stress off your finance desk!
$100 AUD in 2 days
1.8
1.8

Hi, this looks like a practical tracking task where the priority is reliability. In my experience, the biggest challenge with monthly logging is ensuring the Overview totals don't break when you start inserting rows or changing categories in the sub-sheets. I can build this structure so your "money in" types (loans vs. true income) flow automatically to your Debts and Overview sheets. I’ll focus on using robust, "row-safe" formulas that won't fail if you delete entries or change a monthly list. We will keep it strictly functional—no heavy macros or fragile dashboards—just a clean, maintainable system to track who owes what. For spreadsheet work and examples: https://www.freelancer.com/u/microlent I can set this up quickly. Do you already have a preferred list of categories for the "Type" column, or should I suggest a standard set? ~ Rajesh
$140 AUD in 7 days
4.3
4.3

Hi there, I can build a clean, simple, and reliable Google Sheets tracker that meets your exact requirements. I have experience creating user-friendly spreadsheets with minimal formulas, focusing on clarity, stability, and easy maintenance. I understand the need to clearly separate real income vs loans, track debts by person, and keep everything flexible without breaking when rows are added or edited. For your project, I will: • Set up monthly sheets with consistent structure • Create a clear debts tracker with per-person breakdown and status • Build a simple overview showing real income, outstanding debts, and source lists • Keep formulas minimal and robust to avoid errors The final sheet will be easy to use, safe to edit, and tailored to your workflow. Ready to start immediately. Best regards, Harri
$30 AUD in 2 days
1.3
1.3

Greetings, I've taken a look at your project, and it sounds like you need a straightforward Google Sheets tracker to manage your finances effectively. You want a system that clearly differentiates between real income and loans, tracks debts, and provides a simple overview of your financial situation. To tackle this, I would set up a clean overview page that summarizes total real income and current debts, along with lists of who owes money and where it comes from. Each monthly tab would maintain a consistent format to make data entry easy. I’ll ensure that the design is simple, minimizing the risk of errors while still allowing you to track everything clearly, even with multiple parties involved. With my experience in data management and Google Sheets, I can create a user-friendly tracker that meets all your requirements. Best regards, Muhammad Arshman
$100 AUD in 2 days
0.5
0.5

Hello, I have over 5 years of experience in Data Entry, Data Management, Google Sheets, and Accounting. I have carefully reviewed your project requirements for a Google Sheets simple tracker. With my expertise, I will create a user-friendly tracker with monthly tabs, debt tracking, and distinction between loans and real income. I specialize in data integrity and workflow efficiency, ensuring accurate and automated solutions. My portfolio links are https://www.freelancer.pk/u/Musab360 I would love to discuss your project further in chat to tailor the tracker to your specific needs. Best regards, Musab
$30 AUD in 1 day
0.6
0.6

I will create a structured, user-friendly spreadsheet system designed to meet your exact needs while remaining simple and dependable. It will include an Overview sheet for key totals and summaries, standardized monthly sheets for recording transactions, and a dedicated Debts sheet to manage all liabilities clearly. The system will properly distinguish between actual income and loan-related entries, ensuring your financial data stays accurate. Debt tracking will support shared amounts, individual contributions, and clear paid/unpaid status for each person involved. The spreadsheet will be built with minimal and reliable formulas to prevent errors and will be designed to remain stable even when rows are added or removed. The focus will be on clarity, ease of use, and long-term maintainability—providing you with a practical solution that is straightforward to manage without unnecessary complexity.
$50 AUD in 1 day
3.1
3.1

Hi there, You’re in the RIGHT PLACE! I’ve worked on SIMILAR PROJECTS multiple times and understand how to deliver this EFFICIENTLY and CORRECTLY from the start. While I’m NEW to Freelancer.com, I bring 17+ YEARS OF EXPERIENCE from other freelancing platforms, successfully delivering HIGH-QUALITY PROJECTS and REAL RESULTS for clients. To provide an accurate SCOPE, TIMELINE, and COST, I’d like to ask a few KEY QUESTIONS. Due to Freelancer’s character limit, it’s difficult to cover everything here. Let’s connect in CHAT so I can: • Share RELEVANT PAST WORK • Understand your EXACT REQUIREMENTS • Propose a CLEAR and EFFECTIVE ACTION PLAN I’m confident you’ll find my approach PRACTICAL, TRANSPARENT, and RESULTS-DRIVEN. If you're ready to get this done the RIGHT WAY, I’d be happy to get started. Looking forward to CONNECTING with you. Best regards, Amit Ranjan
$140 AUD in 7 days
0.0
0.0

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