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I need a cross-platform mobile application that helps everyday users stay on top of their money. The build must run smoothly on both Android and iOS, share a single code-base where practical, and feel fully native on each device. Core objective Creating clear, monthly budgets is the heart of the product—everything else flows from that screen. Users should be able to enter income and expenses quickly, assign them to categories, and see at a glance how much of each budget remains. Complementary functions • Automatic or manual tracking of income and expenses • Simple charts and reports that visualise spending patterns and savings progress • Custom savings goals with optional reminders and push notifications • Secure, local data storage (encryption at rest) with an easy path to cloud backup Design & experience The interface must look clean and modern, with uncluttered screens, intuitive navigation, and accessibility in mind. Think lightweight animations, a consistent colour palette, and components that adapt gracefully to different screen sizes. Technical expectations • Proven experience building and publishing mobile apps • Familiarity with popular cross-platform frameworks such as Flutter or React Native, or native development if you prefer maintaining two codebases • Strong attention to security best practices for handling personal finance data • Clear, maintainable code and concise documentation Delivery I’ll provide timely feedback on wireframes, prototypes, and test builds so we can keep momentum. The goal is to move from design hand-off to App Store and Play Store submission on an agreed schedule without surprises. If you’ve shipped something similar—or have fresh ideas on how to make budgeting genuinely enjoyable—let’s talk details and timelines.
Project ID: 40527865
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147 freelancers are bidding on average $235 USD for this job

—>>Personal Finance & Budgeting Mobile App<<— Hello, I’ll develop a secure and user-friendly budgeting app for iOS and Android, helping users manage income, track expenses, set savings goals, and gain clear financial insights. Key features *** User Registration *** Monthly Budget Planning *** Income Tracking *** Expense Tracking *** Category Management *** Savings Goals *** Budget Alerts *** Push Notifications *** Charts & Reports *** Secure Cloud Backup *** Admin Dashboard *** User Management *** Analytics & Reports *** App Settings WITH 3 MONTHS FREE SUPPORT AFTER DEVELOPMENT READY TO START WORK IMMEDIATELY!!!!! LETS CHAT … Shweta!!
$400 USD in 7 days
9.6
9.6

HEY!I I WILL DEVELOP YOUR cross-platform BUDGETING APP for iOS and Android that allows users to set monthly budgets, track income and expenses, view simple reports, and manage savings goals. It should have a clean, modern UI, secure encrypted storage, and be built using Flutter or React Native, with full support for app store deployment. I have 10+ years of experience in mobile application development and have successfully delivered finance, productivity, and data-driven applications using Flutter and React Native. I can build a secure, scalable, and user-friendly budgeting app with encrypted data storage, intuitive dashboards, detailed reporting, and seamless deployment to both the App Store and Google Play. WE WILL WORK WITH AGILE METHODOLOGY AND PROVIDE ASSISTANCE FROM ZERO TO FINAL PUBLISHING ON STORES. I will provide complete source code ownership, technical documentation, regular milestone updates, and 2 years of free ongoing support after project completion. I eagerly await your positive response. Thanks.
$500 USD in 7 days
8.4
8.4

Hi, your "Personal Finance Mobile App Development" project is right in my wheelhouse. I develop modern JavaScript apps end to end — React/Vue/Next on the front and Node/Express on the back, in TypeScript where it helps. Working with javascript, mobile app development, iphone, android, app design, react native, flutter, app store optimization, I focus on responsive, fast UIs, clean component structure, and reliable APIs — no page-builder shortcuts. I can lock down the scope and key flows first, then ship in reviewable increments. Can we hop on a quick chat to align on your requirements? ⭐ 5.0/5 from a recent client: "Very Professional and On time delivery of the project" Final timeline and cost will be confirmed in chat after a complete understanding and documentation of the project expectations in detail.
$225 USD in 4 days
7.9
7.9

Hello, Greetings Hope you are doing well. I am a Mobile Application developer with over 5 years of experience. I am confident in my ability and skills to develop high-quality Mobile apps and would like to work on your personal finance app project. I will complete the work as per your requirements. I want to discuss more this project to prepare the final concept. So let’s discuss this in detail over chat then will make plans to start work on it. Waiting for your earliest reply. Thanks. Shubham
$125 USD in 12 days
8.0
8.0

Hi there, I can develop your cross-platform budgeting app using Flutter or React Native with a clean, native-feeling UI, secure encrypted local storage, budgeting dashboards, spending analytics, savings goals, and push notifications, ensuring a smooth and scalable experience ready for App Store and Google Play submission. Question: Do you want the app to support bank syncing (via Plaid or similar APIs), or should it start as a fully manual expense tracking MVP? Kindly drop me a message to discuss more in detail. Thanks.
$140 USD in 3 days
8.1
8.1

Hi, the core of this product is not the charts or reminders, it’s the budget ledger model and monthly rollover behavior, and that’s the part I’d validate first. The real engineering risk is getting transaction state, category rules, and offline persistence correct so the numbers remain trustworthy across edits, reminders, and backup restores. I’ve built several production systems where the UX had to stay simple while the underlying state management was strict and maintainable. Your note about a single cross-platform codebase with native feel is the right constraint for this kind of consumer app. The closest match in my work is AI-Driven Marketing Suite Development -- 2 for the cross-platform Flutter delivery and modular product structure, plus NYSE Day Trading Bot Development for money-sensitive logic where correctness matters more than surface complexity. I usually structure apps like this with separate layers for transaction ingestion, budget calculation, local encrypted storage, and sync/backup. That keeps monthly budget logic isolated from UI concerns and makes reports, savings goals, and notifications easier to evolve without destabilizing the ledger. For a finance app, reliability comes from deterministic calculations, migration-safe local storage, and clear conflict handling once backup is introduced. If useful, I can sketch the budget data model and monthly rollover rules before build-out so the rest of the app has a stable foundation. Thanks, Hercules
$140 USD in 7 days
7.1
7.1

Drawing from my experience leading a team of dedicated developers over the span of 248 successful projects, I understand that a personal finance mobile app involves the delicate handling of users' data. As such, the need for a secure and efficient design becomes paramount. My work ethic is defined by delivering results above and beyond expectations and this makes me an excellent fit for your project. Being well-versed in popular cross-platform frameworks such as Flutter and React Native along with native development skills, I can ensure a smooth running, fully native experience on both Android and iOS devices. My proficiency in JavaScript, especially in the context of mobile app development, will provide the backbone necessary to build an app that not only manages budgets flawlessly but also delivers a clear visual representation of financial patterns using concise code. Moreover, my portfolio extends to UX/UI design where I prioritize clean interfaces, lightweight animations, and intuitive navigation—qualities that you value highly. My intent is not solely to create an effective app but one that users find genuinely enjoyable. I guarantee clear communication throughout the process, updated milestones on a regular basis, thorough documentation, unlimited revisions until full satisfaction all packaged with proactive support for initially two weeks after delivery. Contact me today for a free consultation; together let's turn your idea into a working solution! Regards Atif
$140 USD in 7 days
6.9
6.9

Hi, I am Zeeshan Ali, a Mobile App Developer with 9+ years of experience in Flutter and cross-platform application development. I can build a modern personal finance app for Android and iOS with budgeting, expense and income tracking, savings goals, reports, push notifications, and secure encrypted local storage with cloud backup capability. I focus on clean UI/UX, smooth performance, scalable architecture, and security best practices when handling financial data. I can take the project from development through testing and App Store/Google Play submission, delivering a polished and maintainable product on schedule.
$140 USD in 7 days
7.2
7.2

Hi, I can build your cross platform budgeting app with a clean, native feeling experience on both iOS and Android using Flutter or React Native. Since monthly budgeting is the core workflow, I would design the app around fast income and expense entry, clear category based budgets, remaining balance visibility, and simple visual feedback that helps users understand their money without feeling overwhelmed. The app can include manual tracking first, with an architecture that supports automatic syncing or cloud backup later. I will implement secure local storage with encryption at rest, savings goals, reminders, push notifications, spending charts, reports, and responsive UI components that adapt well across device sizes. I will also keep accessibility, clean navigation, and lightweight animations in mind so the app feels modern but not bloated. My delivery approach would include wireframes, prototype review, staged test builds, App Store and Play Store preparation, maintainable source code, and concise documentation. I have experience building scalable mobile apps with secure data handling, dashboards, notifications, and production release workflows. Best, Justin
$140 USD in 7 days
6.5
6.5

Hi, The budget screen is the product, so I'd build it first: fast income/expense entry, category assignment, and a clear remaining-per-category view. Charts, savings goals, and reminders layer on top. One Flutter codebase keeps both Android and iOS native-feeling and cheaper to maintain. I'd store finance data in SQLite with encryption at rest, then add Firebase for optional cloud backup and push notifications on savings goals. I've shipped Flutter apps on exactly this stack (SQLite, Firebase, push), so the secure offline storage isn't new ground. First step: I send budget-screen wireframes for your feedback, then we lock a milestone schedule through to App Store and Play Store submission. For v1, do you want automatic transaction tracking, or manual entry done well? Regards, Nurullah Al Masum
$240 USD in 18 days
6.3
6.3

Hello, I can help with "Personal Finance Mobile App Development" and keep the work clean and practical. My focus would be a front-end implementation that is easy to maintain and extend. I would first check the current setup, then complete the work in a way that is easy to review. A few quick questions: - Is there any current codebase, admin panel, or documentation I should review first? - Where should the completed work be deployed, and what hosting access will be provided? - What source systems, output fields, and validation rules should the automation or data flow follow? Best regards, Houssame
$140 USD in 7 days
6.2
6.2

Hello There!!! ★★★★ (Develop a secure cross-platform personal finance app with intuitive budgeting, expense tracking, reports, and cloud-ready architecture.) ★★★★ I've carefully read your project and understand that budgeting is the heart of your app. You need a clean, modern Android and iOS application where users can manage income, expenses, savings goals, reports, and notifications while keeping their financial data secure. ⚜ Cross-platform mobile app development ⚜ Budget and expense management ⚜ Charts, reports & savings goals ⚜ Push notifications & reminders ⚜ Secure encrypted local storage ⚜ Cloud backup integration ⚜ App Store & Play Store deployment I have experiance developing Flutter and React Native apps with modern UI, secure data handling, and smooth cross-platform performance. My approch is to build a scalable, user-friendly app with clean code, intuitive navigation, and maintainable architecture, ensuring a seamless experiance from development to app store publication. I'd be happy to discuss your vision and timeline further. Warm Regards, Farhin B.
$110 USD in 10 days
6.6
6.6

Hi I have 10+ years of expertise in UI/UX design using Adobe XD or in Figma format I can share some XD or Figma links here for your review Tejal
$250 USD in 5 days
6.4
6.4

Building a budgeting app that feels simple on the surface but stays reliable once users start trusting it with real spending data is always more about consistency than features. I’d approach this in Flutter with a single codebase, starting with a clean local-first data layer where income, expenses, and categories are structured around a simple budget model. First I’d lock down encrypted storage so all entries are secure offline, then build the main monthly budget screen for fast input and instant remaining-balance feedback. After that, I’d add lightweight charts for spending patterns, then savings goals with push reminders, and finally a straightforward cloud backup path to avoid data loss. I usually also handle edge cases like offline edits merging, duplicate transactions, and messy category growth by keeping rules simple rather than over-engineering sync logic. A small UX win I like is a quick-add action on the home screen so users can log expenses in under two seconds without navigating menus.
$150 USD in 3 days
5.8
5.8

Hi, We went through your project description and it seems like our team is a great fit for this job. We are an expert team which have many years of experience on JavaScript, Mobile App Development, iPhone, Android, App Design, React Native, Flutter, App Store Optimization Lets connect in chat so that We discuss further. Regards
$150 USD in 7 days
5.6
5.6

As an experienced full-stack development team, we are more than qualified to take on your personal finance mobile app project. We have a proven track record of successfully delivering enterprise-grade software solutions, and 12+ years of experience in web, mobile, and AI development. Specifically, we have deep expertise in JavaScript and React Native which are vital skills for creating a robust and cross-platform application like yours. We've worked with similar technologies including Flutter and delivered complex functionalities like automatic/manual tracking of income and expenses, custom savings goals with reminders, simple charts visualizing spending patterns & savings progress, and secure local data storage with an easy path to cloud backup. Aside from our technical competence, one of our greatest strengths lies in clear communication throughout the project lifecycle. We value your feedback and ensure that you are involved every step of the way. With our reliable delivery and commitment to maintaining international project standards, you can be confident that your app will be created promptly without any surprises.
$30 USD in 7 days
5.8
5.8

Hello Dear! Greetings from Toriqul Global Solutions! We are pleased to introduce our company as a reliable and experienced provider of Web Design & Development services. Founded and led by Engineer Toriqul Islam, a B.Sc. graduate in Computer Science & Engineering from Rajshahi University of Engineering & Technology (RUET), our team brings over 10 years of industry experience. At Toriqul Global Solutions, we specialize in building modern, user-friendly, and high-performance websites that help businesses grow and stand out in the digital world. Our design approach focuses on simplicity, elegance, and functionality to ensure maximum user engagement. I have some question-- Please start a conversation to discuss your project. Technologies We Use: Custom Websites Development Using ======>Full Stack Development. 1. HTML5 2. CSS3 3. Bootstrap4 4. jQuery 5. JavaScript 6. Angular JS 7. React JS 8. Node JS 9. WordPress 10. PHP 11. Ruby on Rails 12. MYSQL 13. Laravel 14. .Net 15. CodeIgniter 16. React Native 17. SQL / MySQL 18. Mobile app development 19. Python 20. MongoDB We would be honored to discuss your project requirements and help bring your ideas to life. Thank you for your time and consideration. Warm Regards, Toriqul Global Solutions
$90 USD in 2 days
5.6
5.6

Hello, I have hands-on experience with projects having similar features. Personal Finance Mobile App (Cross-Platform Budgeting Solution) I have 9+ years of experience in Flutter and cross-platform mobile app development, I can build a clean, secure, and high-performance finance tracking app focused on simple budgeting, expense control, and savings visibility. Budget Core System --> Monthly budget setup with quick income/expense entry and real-time remaining balance tracking Expense Tracking --> Manual + optional automated categorization with clean history logs and filters Analytics Dashboard --> Simple charts showing spending patterns, savings progress, and category-wise breakdown Savings Goals --> User-defined goals with progress tracking, reminders, and push notifications Security Layer --> Encrypted local storage with optional secure cloud backup for data safety Cross-Platform Build --> Single codebase for Android and iOS with native-like UI performance and smooth navigation I focus on building lightweight, scalable apps with strong UX clarity so users can manage finances without complexity or clutter. Let’s discuss in chat as I have some queries to ask regarding the project to proceed further. Thanks
$140 USD in 7 days
5.6
5.6

✋ Hi There!!! ✋ THE GOAL OF THE PROJECT:- BUILD A CROSS PLATFORM PERSONAL FINANCE MOBILE APP WITH BUDGETING, TRACKING, AND SECURE DATA MANAGEMENT FOR IOS AND ANDROID I have carefully read your requirement for a clean and secure finance tracking app focused on budgeting, expense tracking, and financial insights and I can deliver a smooth production ready solution. I am best fit because I have strong experience in Flutter and React Native development with secure architecture for sensitive financial data and user friendly UI design. 1. Cross platform mobile app development for iOS and Android with single codebase using Flutter or React Native 2. Budgeting system with income expense tracking, categories, charts, and savings goals with notifications 3. Secure local storage with encryption, backup support, and clean modern UI UX design UI design, database management, testing, full source code delivery, security implementation, and deployment support included. I have 9+ years experience as a full stack developer and have built similar finance and tracking mobile applications. Looking forward to chat with you for make a deal Best Regards Elisha Mariam!
$103 USD in 9 days
5.0
5.0

Hi, This project perfectly aligns with developing a seamless cross-platform personal finance app. Leveraging expertise in JavaScript, Android, and App Store Optimization, I will create a native-like experience on both Android and iOS through a shared codebase while maintaining smooth performance and security for financial data. The budget-centric design and intuitive navigation you envision will come to life with lightweight animations and accessible UI components. Ready to collaborate closely on wireframes and feedback to ensure timely delivery and a great user experience. Let's get started soon! Could you share your preferred cross-platform framework or are you open to expert recommendations? Thanks,
$155 USD in 13 days
5.0
5.0

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