UPI Payout API Setup

@ishfaqrahim

Building on my extensive experience as a full-stack web developer, I bring to the table a unique combination of skills and capabilities that make me an ideal fit for this project. With regard to the UPI Payout API setup you require, I have comprehensive knowledge and expertise in REST API development - exactly aligned with your project needs. Moreover, my proficiency with PHP enables me to integrate diverse platforms seamlessly, ensuring a coherent, effective solution customized to your requirements.

@ASSAMWEB

Greetings, I have read the project description I have been working on a similar project in recent time "PG" I am interested in the work open a chat to discuss requirements in details.

@anandan1995

Hello, I have read your job description and I am interested in your job post. I am ready to start now. Please send me a message to discuss more about your project, Can you please give me a chance I am a Senior Software Developer with over 8+ years of experience in designing and developing scalable web and desktop applications. I specialize in Microsoft technologies and delivering high-quality, secure, and performance-driven applications. My Expertise: Backend Development: ASP.NET, ASP.NET Core, MVC, Web API, Web Forms, Laravel, WCF Services Programming Languages: C#, Php Frontend Development: JavaScript, Angular, React, TypeScript jQuery, AJAX, HTML, CSS Database Technologies: SQL Server, MySQL Reporting Tools: Crystal Reports, RDLC, SSIS, SSRS

@rachitphuyal

Hello, I can help evaluate and integrate the most reliable UPI payout provider based on your transaction volume, cost targets, and compliance requirements. I have experience working with payment APIs, payout automation, webhooks, and fintech integrations. I’ll handle provider evaluation, onboarding assistance, API integration, testing, documentation, and payout verification so you have a stable REST API for instant UPI transfers. Ready to discuss your current setup and identify the best payout solution.

@ammarahmed20

As someone who has specialized in full-stack platforms and has ample experience with API development and Payment Processing, I'm confident that I can help you set up a reliable and cost-effective UPI payout account for your project. Throughout my 6+ years as a developer, I've been involved in various fintech projects that required a similar level of reliability, scalability, and efficiency. My approach to your project will be thorough and well-researched. Instead of relying on tried-and-failed solutions like Decentro and BulkPe, I'll explore various options in the market to find you the best platform that ticks all the boxes - reliable, low-cost, and efficient transaction fees. Once identified, I'll fully onboard and comply with the new platform while integrating your existing KYC-verified account. If you're searching for not just a developer but a partner who treats your project as his own, then look no further. My aim is not just delivering projects you're satisfied with but building long-term relationships based on trust and impeccable results. My previous achievements strongly resonate with what you require for this project: a solution provider who is committed to quality work delivered within deadlines - no matter how complex or cutting-edge the task. Let's discuss further!

@sgwtechnology

Dear Hiring Manager, I can help you build a reliable UPI payout system with a simple API interface, but I need to clarify upfront that UPI payouts are regulated and cannot be directly “created” without using an approved RBI-authorised PSP/bank or fintech aggregator. **My approach:** * Recommend a stable, low-cost provider (typically RazorpayX, Cashfree Payouts, or Setu/Fi Money depending on approval and pricing). * Set up full onboarding (KYC, business verification, API access, sandbox + production). * Build a secure REST API wrapper so you can trigger payouts using just UPI ID + amount. * Implement wallet/prepaid balance flow, payout initiation, and real-time status tracking (webhooks). * Provide clean documentation + tested endpoints and sample requests. **Clarification Points:** * Do you already have a registered business entity for payout approval? * Expected daily/monthly transaction volume? * Do you prefer wallet-based or direct bank debit flow? * Any preferred provider you want to prioritise? I am ready to start today and can deliver a compliant, production-grade UPI payout API with full testing and handover. Thanks!

@arshkumar213

Hi, I can help you identify a reliable UPI payout provider, complete the onboarding, and integrate a secure REST API for instant payouts. I'll recommend the most cost-effective platform based on your transaction volume, provide clear API documentation, and validate the setup with live payouts. My focus is on reliability, low transaction costs, and a smooth end-to-end integration.

@Ashton4x

Hello, The project of setting up a fully-functional UPI payout account sounds simple on the surface — the real challenge is finding a reliable, cost-efficient platform that ensures seamless transactions. That's exactly the kind of work I enjoy; I've tackled similar hurdles before. Here's what I'll deliver: 1. Identify the most cost-effective and reliable platform for UPI payouts. 2. Handle onboarding and compliance procedures with the chosen platform. 3. Integrate your existing account or create a new one for stability. 4. Provide a tested REST/JSON API endpoint with comprehensive documentation. 5. Successfully process three live payouts to different UPI IDs to demonstrate functionality. Timeline: Turnaround: 10 days for full delivery. One question before I start: How would you prioritize speed versus cost efficiency in choosing the UPI payout platform? That'll help me tailor the solution to best meet your needs. Ready to get started whenever you are.

@piercep981

Proposed fixed price: 12,461 INR (~$132 USD). Re: UPI Payout API Setup. Your UPI Payout API Setup project is a clean, well-scoped integration problem — exactly the kind of work I enjoy and deliver quickly. My background is in enterprise REST API development across C#, Python, and .NET Core, with real payments experience: I placed as runner-up at PayPal Battlehack Miami, building a production-grade financial integration under competition pressure. I know what a reliable, well-documented API contract looks like from both sides of the wire. Here's how I'd approach this engagement: **Platform selection.** Based on current stability and per-transaction cost for small-value payloads (₹20–₹30), I'd evaluate Cashfree, Razorpay Route, or Paytm Payment Gateway as primary candidates — all offer UPI payout APIs with fees that typically clear the ₹2–₹3 ceiling you've set. I'd confirm live sandbox throughput before committing to any provider. **Delivery.** I'd handle onboarding and any remaining compliance steps, wire up a clean REST/JSON endpoint that accepts UPI ID and amount, document the full request/response contract, supply both sandbox and production credentials, and validate with three live payouts to distinct UPI IDs — exactly as specified. **Documentation.** Clear, concise setup docs are a discipline I've practiced for decades — I've technically edited four published programming books and trained cohorts of developers. You won't get a wall of curl commands with no context. Timeline: I can deliver sandbox integration within 2–3 days and production-proven payouts within the first week, assuming onboarding doesn't introduce unexpected KYC delays on the provider side (I'll flag that risk early if it applies to whichever platform we select). Happy to outline the exact wallet top-up → payout confirmation flow in a proposal if you'd like to move forward. Philip Pierce

@ahmadraza001912

Hi, The issue with Decentro and BulkPe hitting roadblocks is usually onboarding/compliance gaps, not API instability — so picking the right bank-as-a-service partner upfront matters more than debugging the current one. Here's what I'd do: - Platform: Cashfree Payouts or Razorpay X — both handle UPI ID + amount calls in a single REST/JSON API request and charge ₹1-₹2.5 per transaction at your volume - Wallet top-up via their dashboard or auto top-up trigger - A thin wrapper endpoint you call with just receiver UPI ID and amount — returns payout confirmation and UTR - Sandbox test run first, then three live payouts to different UPI IDs as proof I've built and deployed REST API integrations with third-party payment and data providers on Python/FastAPI, handling auth flows, webhook callbacks, and production key management. One question: is your existing KYC-verified account under a business PAN or personal — that'll determine whether we reuse it or spin a fresh Cashfree account, since business accounts unlock higher per-day payout limits.

@techcoder26

With my proficiency in API development and MERN stack web development, I can successfully identify a reliable, cost-effective platform for your UPI payout account. I understand how frustrating it can be when providers fail to deliver on their promises, which is why I'm dedicated to finding the most stable and high-performing solution for your specific needs. Whether it's integrating your existing account or creating a new one that proves more advantageous, I'll handle all onboarding and compliance steps required for a seamless transition As evidenced by my past work on various apps, including booking & e-commerce and payment gateway integration systems, I have tailored skills that align with this particular project scope. My solutions guarantee top-notch code quality, fast communication with daily updates on progress, and the assurance of long-term support even after project completion. Your project requirements will not only be met but exceeded with me as your chosen freelancer. Allow me to prove my expertise by executing at least three live payouts to different UPI IDs as requested. Choose me for this task and experience great value and success from start to finish. Let's get started!

@shakir0050

6999Hi, I have worked with payment APIs and can help you set up a stable UPI payout solution. First, I'll compare the available providers (RazorpayX, Cashfree, Setu, PaySprint, Decentro, etc.) and suggest the one that gives the best balance of reliability and transaction cost for your use case. If your existing account can be used, I'll integrate that. Otherwise, I'll help you set up a better option. I'll handle the complete API integration so you can trigger payouts by simply sending the receiver's UPI ID and the amount. The API will return proper success, failure, and transaction status responses. I'll also add error handling and webhook support if the provider offers it. You'll receive: * Complete payout API integration * Sandbox and production setup * API documentation with request/response examples * Assistance during account onboarding if required * Testing before final delivery Please note that live payouts depend on the payment provider approving your account and completing their compliance process. I can handle the technical integration, but I can't guarantee provider approval or perform live payouts from your account. Project Cost:** ₹6,999 **Delivery Time:** 5–7 days If you're looking for a clean, reliable solution that you can use in production, I'd be happy to work on this project.

@SHUKLA007ANSHU

i am 4 years of c# developer and had worked on many payment API's and also had integrated many UPI and bank payment apis.

@bharatron

Greetings from Bharatron Technologies! We have carefully reviewed your requirement for a UPI Payout API Setup — and this is our core area of expertise. We are a fintech software company from Maharashtra specializing in UPI, DMT, AePS, and payment gateway integrations. Here's exactly what we'll deliver: ✅ Identify the most reliable, low-cost UPI payout platform for your use case (₹2-3 per transaction as required) ✅ Complete onboarding and compliance steps on your behalf ✅ Integrate your existing KYC-verified account or create a new one on a more stable provider ✅ Deliver a fully tested REST/JSON API endpoint with sandbox credentials, production keys, and clear request/response documentation ✅ Prove success with minimum 3 live payouts to different UPI IDs ✅ Full setup documentation for wallet top-up through payout confirmation flow We have hands-on experience with Razorpay, Cashfree, Decentro, and other bank-as-a-service providers and can recommend the most cost-efficient and stable option for your ₹20-30 transaction range. Looking forward to connecting!

@CliveMSoftware

I'll evaluate and implement UPI payout integration using Razorpay X or Cashfree as the primary platform, both offering sub-₹2 per transaction rates and proven stability for your transaction volume. I'll handle complete onboarding including KYC mapping to your verified account, build a production-ready REST API wrapper in PHP that accepts receiver UPI ID and amount, integrate secure wallet preloading, and deliver sandbox credentials plus documented endpoints. After integration, I'll execute three live test payouts to distinct UPI IDs, provide full API documentation with request/response examples, and hand over production keys with clear setup instructions. Timeline assumes your KYC is portable, otherwise I can establish a fresh verified account if it's more cost-efficient.